Health PlansHDFC Life Health Assure Plan - Medical Insurance
Synopsis:
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HDFC Life Health Assure Plan, a comprehensive, pure protection health & medical insurance plan that reimburses medical expenses incurred in a hospital.
Features:
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Flexibility to choose from 2 plan types:
Individual
Family floater for your spouse, children, both parents and parents-in-laws
Flexibility to choose from 2 plan options with varying sum assured limits and benefits:
Gold plan
Silver plan
Flexibility to opt for 2 more optional* benefits:
Room Rent Enhancement: This option eliminates the sub-limit on room rent and provide more flexibility to choose room
Restore Benefit Option: Under this option the Sum Insured is restored to the original level if basic Sum Insured & multiplier benefit is exhausted due to claims made.
Premium Guarantee for 3 years even if you make a claim
Automatically doubles your cover after 2 claim free years
Guaranteed Lifetime Renewability
Cashless Claim Service at specified Network Hospitals across India
Hassle free Claim Reimbursement Process
Benefits:
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Premium guarantee for 3 years - premium remains same even if you make a claim
Multiplier Benefit - Your cover doubles after 2 claim free years at no extra premium
Guaranteed Lifetime Renewability- If you pay premiums in time and the policy continues without any break in cover, then the plan offers guaranteed renewability for life time. Please see the product brochure for details
Following benefits are included depending on the gold/silver plan option selected:
Inpatient Hospitalisation Benefit
Day Care Benefit
Pre and Post Hospitalisation Benefit
Emergency Ambulance Benefit
Donor Expense Benefit
Maternity Benefit
Hospital Cash Benefit
Cashless Claim Service at more than 4,500 network hospitals across India
Flexibility to customize your plan with 2 more optional* benefits:
Room Rent Enhancement: This option eliminates the sub-limit on room rent and provide more flexibility to choose room
Restore Benefit Option: Under this option the Sum Insured is restored to the original level if basic Sum Insured & multiplier benefit is exhausted due to claims made.
Wellness Benefit for Gold Plan option - get health check-up vouchers in 2nd policy year of every 3 year term
Tax benefits subject to provisions contained under section 80D of the Income Tax Act 1961