This is a health Insurance plan which give you cover against specific diseases like heart ailments and cancer. Best part about a plan like ICICI Pru Heart / Cancer Protect is that it gives you the claim amount on first diagnosis irrespective of the actual medical costs.
Features:
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All stages covered from pre-cancerous, early to severe stages
Choice of protection
Condition-based pay-outs
On the first diagnosis of any covered illnesses, you will receive a lump sum amount
Benefits:
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Get 1% of the Sum Assured as additional income for 5 years on diagnosis of Major conditions
5% loyalty discount on first year premium for all existing customers
Select this option to get a 10% increase in cover for every no-claim policy year
5% discount on first year premium when you buy health cover for yourself and spouse