Maximum Sum Assured Lower of, 25 lakhs or Sum Assured of the base policy
Rider Term (minimum/maximum)
For Critical Illness Rider: 5 years – 40 years
Premium Payment Terms
Regular Pay - Equal to Policy Term
Premium Payment Mode - Same as that of the base policy
Premium Rates Revision
For Critical Illness Rider: Premium rates are guaranteed for a 5 years
Benefits:
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Lump sum amount on diagnosis
Get lump sum amount equal to rider sum assured on diagnosis of any of listed critical illnesses as per your listed plan.
Full benefit amount paid
The lump sum amount is paid immediately on the diagnosis of the listed critical illness irrespective of the actual expense incurred towards the treatment of
critical illness
Tax Benefit
The rider provides for income tax rebate under section 80D and for benefit amount under section 10 (10 D).